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Tips For Living A Healthy Life Style

Credit Report

What’s in a Credit Score?

Your credit score is like your financial report card. It’s a three-digit number that tells lenders and creditors how reliable you are when it comes to paying your bills on time. But how does your credit score get calculated? We’re…

How to Successfully Dispute Credit Card Charges

Disputing a credit card charge can be a confusing and intimidating process. There are a lot of factors to consider, such as deadlines for filing disputes, required documentation, and the potential consequences if your dispute is denied. Fortunately, there are…

Comparing Your Credit Report Amongst All 3 Bureaus

Once you’ve gathered your reports from all 3 bureaus (Equifax, Transunion, Experian), it’s time to review them. Check for any errors or discrepancies that could be causing a negative impact on your credit score. Look out for inaccurate personal information,…

Paying Down Loan Balances

One of the most important steps you can take to boost your credit score fast is paying down your loan balance. This shows creditors that you are able to manage and pay off debt responsibly. It also helps to keep…

Getting a Car Loan To Increase Credit Score

Getting a car loan may be the first major step toward establishing and building your credit score. When you make regular payments on time, you will start to show potential lenders that you are capable of managing debt responsibly. This…

Pay For Delete Collection Accounts

Pay for delete agreements are a great way to get collections agencies to remove the negative item from your credit report. However, before you consider entering into such an agreement, it’s important to understand how it works and what implications…